19-1 & 25 Elizabeth GNS, St. Thomas, 00802 (MLS# 25-1051)

Spacious Home with Income Potential & Possible Flexible Owner Financing Available in a Convenient St. Thomas Location Nestled above historic Charlotte Amalie, this well-maintained four-bedroom, two-bath home sits on a generous 0.64-acre lot in an established neighborhood. Its prime location offers easy access to the island's shopping, dining, and entertainment while providing a peaceful retreat. Upstairs, the bright and airy layout features four bedrooms and two baths, along with ample living space perfect for the best of living. Downstairs, a separate one-bedroom unit adds versatility, whether as a private guest suite, home office, or rental for supplemental income. Mature trees and refreshed paint (inside and out) enhance the home's move-in-ready appeal.

Supplements: Expand Your Possibilities The adjacent 0.7-acre parcel is available for purchase, combining to create a 1.3-acre propertya rare opportunity in this sought-after area. Seller Financing Available To make ownership more accessible, the seller is open to negotiating an installment purchase (5-7 years of a 30-year term at a competitive rate) on an individual basis with a buyer who can make a 25% or higher down payment. The installment purchase financing will need to be refinanced or fully amortized by the end of the installment purchase term.